Dr. Nikolay Lazarov, EMBA, has over 20 years of professional experience in the financial sector, holding various management positions in leading commercial banks in Bulgaria. He has been а part of the Postbank team since 2015, responsible for managing cutting-edge areas such as Customer Intelligence & AI, Digital Marketing and Sales, Digital Assets, Innovations, Beyond banking, Payments&digital ecosystems, Customer value and UX, digital branches, youth, and digital segments, etc.
Nikolay Lazarov holds a doctoral degree in finance, banking, and insurance, and two master’s degrees in international business administration. He has academic experience in personal finance and banking innovations.